Get it installed now. Pay over time.
Replace your furnace, water heater or water and air system today and spread the cost with monthly payments through humm. Just choose humm as your payment method at checkout and apply in minutes, subject to approval. You own it from day one, with no rental contract.
How Much Flexibility Do You Need?
Two simple ways to pay. Either way, the price on the page includes standard installation.
Buy outright
Pay the installed price at checkout and own your equipment immediately.
- Installed price shown on every product
- No monthly bills, no contract
- Pay by credit card, including Amex
Pay monthly with humm
Spread the cost over time with a humm payment plan, subject to approval.
- You own the equipment from day one
- Payments end when your plan is paid off
- Apply right at checkout, no phone call needed
- Full plan terms shown before you accept
Financing vs. Renting
With financing you own the equipment. Once it's paid off, there's nothing more to pay. A rental keeps charging for as long as the equipment stays in your home.
| Buy outright | Monthly with humm | Typical rental | |
|---|---|---|---|
| You own the equipment | Yes, from day one | Yes, from day one | No, the rental company does |
| Monthly payments | None | Until your plan is paid off | For as long as it's installed |
| Price you can see upfront | Installed price on every product | Plan terms and total cost shown before you accept | Varies by provider |
| Buyout or removal fees | None | Per your humm agreement | Set by the rental company |
How to Apply
You apply right in our secure checkout. It only takes a few minutes.
- 1
Choose your system
Pick your product and size, add it to your cart and choose your install date. Not sure? Ask an expert.
- 2
Select humm at checkout
At payment, choose humm. You're taken to humm's secure application, then back to us once you're done.
- 3
Get a decision in minutes
humm reviews your application and shows your plan terms, including the total cost, before you accept.
- 4
We confirm your install
Your order comes through like any other. We call to confirm the details and install, often the same day.
What You Should Know
Terms are set by humm
Approval, terms and rates are set by humm and depend on your application.
No surprises
Your plan terms, including the total cost of borrowing, are shown before you accept.
Prefer to pay in full?
Every product shows its installed price, and you can check out online in minutes by card.
Financing Questions
Who provides the financing?
Is financing the same as renting?
Which products can I finance?
What if I'm not approved?
Explore Our Product Categories
Every system is sold installed, with the price on the page before you book. Pick a category to compare brands and models.
We've Got Your Back. Let's Chat.
Whether it's a quick question, a same-day install or finding the right system for your home, we keep it simple. No pressure, no upselling, just honest help.
Email Us
Questions? Email us at info@mrheatingandhome.com and a real person will reply, usually the same business day.
Send us an emailHelp is Just a Call Away
Need a quick answer? Call 905-418-2629 or toll-free 1-866-209-6584. Mon–Fri 7 am–7 pm · Sat–Sun 8 am–5 pm.
Talk to an expertChat with Us
Prefer to type? Start a chat and our team will get right back to you with answers on products, pricing or installation.
Need a hand?
We're here to help.
Tell us what you need and our team will call you back, usually the same day. No pressure, no obligation.
- Free advice on the right size and type for your home
- Upfront installed pricing, no surprise add-ons
- Same-day installs often available
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Need Quick Answers?
Call us at 905-418-2629 and a real person will help you choose the right system.